Terms of Use

Version: 19-02-2026

SECTION A – TERMS

1. Introduction and Overview

Thank you for choosing QBP Advisors LLP. We provide a platform (the “Platform”) that includes:

A variety of software services (each, a “Service”); and
Installable software (including desktop and mobile applications), any accompanying documentation, and updates to such software or documentation (collectively, the “Software”).

QBP Advisors LLP, along with any parent, subsidiary, affiliate, or related companies, are referred to in these provisions as “QBP Advisors LLP”, “we,” “our,” or “us.”

When you use the Platform, you enter into a legally binding agreement with us. Each section of this agreement may contain annotations to help navigation; however, these annotations do not summarize the full legal meaning, and you should read all sections carefully.

The provisions in Section A apply generally to the Platform. Additional provisions for specific software or services may appear in Section B (if applicable).

If you are an individual acting on behalf of a company or client, you accept these terms on their behalf, and the term “you” refers to you, your company, or your client.

2. Agreement to These Terms

You must agree to these Terms to use our Platform.

By accessing or using the Platform, you acknowledge and agree to:

These Terms and Conditions (“Agreement”), including Section A and Section B; and
Any additional terms provided separately for your use of the Platform, including third-party terms (“Additional Terms”).

You confirm that:

You are at least 18 years of age;
You are capable of forming a legally binding contract with QBP Advisors LLP;
You are not located in any country or region subject to applicable legal restrictions, sanctions, or embargoes; and
You are not prohibited from using the Platform under applicable laws.

By using certain Services, you authorize QBP Advisors LLP and its affiliates to obtain and periodically refresh relevant information (including credit-related information) as permitted by applicable law. This authorization remains valid while your account is active and stops once your account is cancelled.

3. Your Personal Information

We are committed to transparency in how we use personal data. Please review our Privacy Policy for details.

You agree that:

QBP Advisors LLP may collect, use, and maintain your personal information in accordance with applicable law and our Privacy Policy.
You will only provide personal information about others if you have obtained proper consent and legal authorization.
You comply with all applicable data protection laws when sharing third-party personal data with us.

4. Changes to the Agreement

We may modify this Agreement at any time by posting updated terms on our website or Platform. Continued use of the Platform indicates acceptance of any modifications.

We may also update, suspend, or discontinue any part of the Platform at any time without liability.

5. Your Rights to Use the Platform

You may use the Platform for lawful, internal, and permitted purposes only, subject to this Agreement and any applicable Section B terms.

6. Beta Features

We may provide access to pre-release or beta features. These are provided “as-is” and may be modified or discontinued at any time.

7. Account Responsibilities

To use certain features, you may need to create an account. You agree to:

Provide accurate and up-to-date account information;
Maintain confidentiality of login credentials; and
Notify us immediately of any unauthorized access or security concerns.

8. Professional Advice and Third-Party Services

The Platform may offer access to professional insights or third-party services. Unless expressly stated, QBP Advisors LLP does not provide legal, financial, accounting, tax, insurance, healthcare, or other professional advice.

You should consult qualified professionals before making critical decisions.
We are not responsible for third-party services, content, or claims.

9. Content and Data

You retain ownership of any content you upload, submit, or store on the Platform (“Content”).

By sharing Content, you grant QBP Advisors LLP a worldwide, non-exclusive, royalty-free license to host, use, reproduce, modify, and distribute such Content solely for operating, improving, and delivering the Platform.

We may also generate aggregated or de-identified data from Platform usage, which will be owned by QBP Advisors LLP and used for analytics, improvements, and marketing.

10. Prohibited Uses

You agree not to:

Violate any applicable laws or regulations;
Upload unlawful, misleading, harmful, or infringing content;
Transmit malicious software or spam;
Misrepresent your affiliation with QBP Advisors LLP;
Reverse engineer or exploit the Platform;
Attempt unauthorized access to systems or data;
Use the Platform for illegal, harmful, or abusive activities.

Violation may result in suspension or termination of your account.

11. Community Forums and Feedback

You may share feedback or suggestions regarding the Platform. By doing so, you grant QBP Advisors LLP a perpetual, worldwide, royalty-free license to use such feedback without restriction.

12. Chatbots and AI Features

The Platform may include AI-driven chatbots or automated tools. These technologies may have limitations and may occasionally produce inaccurate or incomplete outputs. You should independently verify any critical information.

13. Termination

This Agreement remains in effect until your account is terminated or your subscription expires.
We may suspend or terminate access to the Platform at our discretion.

Upon termination:

You must stop using the Platform immediately;
Any outstanding fees remain payable;
No refunds will be issued unless required by law.

14. Survival

The following sections survive termination:

Personal Information
Content and Data
Disclaimers
Limitation of Liability
Indemnity
Disputes
General Terms

15. Communications

We may contact you via email, SMS, or in-app notifications regarding service updates, security, and important notices.
You may manage communication preferences within your account settings.

You agree to receive security messages such as multi-factor authentication codes.

16. Disclaimers

The Platform is provided “as-is” and “as available.”
Except as required by law, we disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Platform will be error-free, secure, or uninterrupted.

17. Limitation of Liability

To the maximum extent permitted by law, QBP Advisors LLP shall not be liable for:

Loss of profits, revenue, or data;
Indirect or consequential damages;
Business interruption or system failures;
Security breaches beyond our reasonable control.

Our total liability will not exceed the amount you paid for the relevant Service in the 12 months preceding the claim or USD $100, whichever is greater.

18. General Terms

This Agreement constitutes the entire agreement between you and QBP Advisors LLP regarding the Platform and supersedes all prior agreements.

If any provision is deemed invalid, the remaining provisions remain in full force and effect.